OTHER PRODUCTS

Mortgage Processing Services

FHA and USDA Mortgage Loan Expert

Down Payment Assistance Programs Available 

Private Money Investor Loans available

FHA Purchase Loan

With Credit Score as Low as 550

The Federal Housing Administration (FHA) has a number or purchase loan programs to help you become a home owner, and we can help find you the right loan program to suit your needs. There are lots of programs and options to choose from, but rest assured, that from start to finish, we know FHA and can get you the best loan for which you're qualified. Since we are experts in FHA loans, you can be sured that we can make the process as smooth and efficient as possible.

Credit scores as low as 550

Debt to income ratio up to 43%

Fixed rate, adjustable rate, and high balance loan options

Only 10% down payment

May be eligible for reduced wait times for bankruptcy and foreclosure

Up to a 3% rebate of loan size to pay for closing costs and prepaid items

* Programs available only to qualified borrowers. Programs subject to change without notice. ** Underwriting terms and conditions apply. Some restrictions may apply.

"Ability to Repay!"

// 1099 Only Program

// VOE Only Program

// P&L Only Program - Yes, NO BANK STATEMENTS

// Easy-to-Use Asset Depletion Program

  • Down to 500 FICO

  • No Seasoning on Down Payment

  • 100% Gift Funds Allowed

  • 30 Years Fully Amortized Loan - Not a Balloon program

  • Par Pricing Available

  • No Pre-Payment Penalty

  • 1st time Home Buyers Welcome

Contact us

San Jose Office

Salinas Office

408.841.9856

408.799.9883

408.825.2045

175 Bernal Road

Suite 100-8

San Jose, CA 95119

831.595.2961

408.799.9883

408.825.2045

971 North Main

Street Suite 12-A

Salinas CA 93906

Broker. Harry Firestone – Firestone Financial Group NMLS & DRE LICENSE NMLS # 301522 | NMLS # 301015 | BRE #00975607

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