Get pre-approved for your mortgage today,
shop with an advantage tomorrow!
To be pre-approved for a mortgage loan means that your creditworthiness has been evaluated and a commitment has been made to extend you a loan, up to a specified amount based on certain assumptions and conditions.
*A loan pre-approval is not a guaranteed loan offer.
TIME TO PREPARE
Pre-Approval gives a buyer time to evaluate financing options available and decide on the best solution, as well as put in place a budget for new home ownership.
STRENGTH TO NEGOTIATE
A buyer with pre-approved financing has increased power to negotiate an offer to purchase, because sellers and real estate professionals take those offers more seriously.
Closings can be written in a contract sooner because the pre-approval is in place. A quick closing is attractive to both the seller and real estate professionals involved.
The overall process is quicker, smoother and less stressful for all parties involved, because financing is done up front. Being prepared financially will allow you to concentrate on finding the right home.